Heat Pump Split Systems

Complete heat pump split systems — outdoor heat pump + indoor air handler pre-matched, AHRI-certified, and shipped together. One system that heats and cools year-round, factory-direct from Goodman, Ace Air, and Everwell.

Free shipping on complete systems 10-Year registered warranty Ships from Ocala, FL AHRI-certified matched pair
Availability
Price
Tonnage
SEER2 Rating
Brand
Efficiency Tier
BTU
region_approved
Unit Type
Refrigerant
35 heat pump systems · Showing 1–24

About Heat Pump Split Systems

Complete year-round HVAC — heats and cools from one outdoor unit

A heat pump split system is the all-electric year-round HVAC setup: an outdoor heat pump that cools in summer and heats in winter, paired with an indoor air handler that moves conditioned air through your ducts. On this page, every listing is a pre-matched pair — you order one product and get both components on the same freight pallet, AHRI-certified and ready to install.

Every system is factory-charged, tested, and shipped from our Ocala, FL warehouse — usually out the door within 1-3 business days. We carry Goodman (a Daikin brand), our own Ace Air private label (same Goodman platform, factory-direct pricing), and Everwell for budget-conscious builds.

The three decisions: tonnage (1 ton per 600 sq ft as a starting rule), SEER2 efficiency tier (14.3 is Southern-state minimum; 15.2+ pays back in electric bill savings), and refrigerant (R-32 for new builds). The matcher at the top of this page walks you through all three in about 60 seconds.

35
Systems
In stock, ready to ship
1-3
Business Days
Typical ship time from Ocala
10
Year
Parts warranty, when registered
2-in-1
Heat + Cool
One system, year-round comfort

What to look at when choosing

Five things that matter for a matched heat pump system

AHRI-certified matching

Every system on this page is an AHRI-certified matched pair — the outdoor heat pump and indoor air handler are tested and rated as a unit. This is what guarantees the system hits its advertised SEER2 and HSPF2 ratings. Mismatched components can't legally claim those ratings and may void manufacturer warranties.

T

Tonnage (cooling capacity)

Same sizing rule as an AC system — 1 ton is about 12,000 BTU/h or 600 sq ft of conditioned space. Heat pumps are sized on the cooling load; the heating side uses the same compressor running in reverse.

E

SEER2 (cooling efficiency)

Seasonal Energy Efficiency Ratio 2, the current DOE test standard for cooling mode. Higher number = lower summer electric bill. Southern states require 14.3 SEER2 minimum; Northern states allow 13.4. Matched systems ensure real-world efficiency matches the label.

H

HSPF2 (heating efficiency)

Heating Seasonal Performance Factor 2 measures heating efficiency. Most modern heat pumps run 7.5-8.5 HSPF2. Matters more in colder climates where the heat pump runs in heating mode for months. All systems on this page meet current DOE minimums.

R

Refrigerant type

R-32 and R-454B are the two compliant refrigerants under the 2026 AIM Act phase-down. R-410A is legacy — still legal to install existing stock, but supply is shrinking. Both the heat pump and air handler use the same refrigerant; our matched systems handle this automatically.

R-32 vs. R-410A refrigerant

Why we're moving away from R-410A and what it means for heat pump buyers

R-410A Legacy refrigerant
Charge required Higher
EPA phase-down In progress
Availability Decreasing
R-32 Next-gen refrigerant
Charge required Lower
EPA phase-down Compliant
Availability Long-term

DOE regional efficiency standards

Which heat pump systems you can legally install depends on where you live

Northern States

13.4 SEER2 minimum

23 states spanning the upper Midwest, Northeast, and Pacific Northwest. Heat pumps here usually pair with backup heat (electric strips or a gas furnace) for the coldest days. All systems on this page are legal to install here.

  • Includes WA, OR, ID, MT, WY, ND, SD, NE, IA, WI, MN, IL, IN, MI, OH, PA, NY, VT, NH, MA, CT, RI, ME, NJ
Southern States

14.3 SEER2 minimum

27 states + DC across the Southeast, Southwest, and warmer climates. A heat pump alone typically handles 100% of the heating load in these regions without backup heat. 13.4 SEER2 systems can't be legally installed new — use the SEER2 filter above to hide them.

  • Includes FL, GA, AL, MS, LA, TX, OK, AR, TN, KY, WV, VA, NC, SC, MD, DE, DC, NM, AZ, CA, NV, UT, CO, KS, MO, HI

Frequently asked questions

Common questions about heat pump split systems — sizing, matching, and operation

What's a heat pump split system?

A heat pump split system is the all-electric year-round HVAC setup for a home: an outdoor heat pump unit that heats and cools, paired with an indoor air handler that moves conditioned air through your ducts. On this page, both components are pre-matched, rated together by AHRI, and shipped together — one order, one delivery, guaranteed to work as advertised.

How's this different from an A/C split system?

The outdoor unit. An A/C split system pairs an air conditioner (cooling only) with an air handler — you'd need a separate furnace or heat strips for winter heating. A heat pump split system pairs a heat pump (cooling AND heating) with an air handler — one outdoor unit does both jobs. Heat pumps are the all-electric option; they're more efficient than resistance heat in most climates and the default choice in mild winters.

Will a heat pump work in freezing temperatures?

Modern heat pumps work efficiently down to about 25-30°F. Below that, efficiency drops and most homes use an electric heat kit as backup — typically 5-10 kW strips built into the air handler that kick on during the coldest days. In Florida and the southern U.S., a heat pump alone handles 100% of the heating load. In colder climates, a hybrid setup (heat pump + gas furnace) is often more cost-effective.

Why buy a matched system instead of components separately?

Three reasons. (1) Warranty protection — most manufacturers require an AHRI-certified match to honor their 10-year parts warranty. (2) Real-world efficiency — the SEER2 and HSPF2 ratings on the label are only guaranteed when the matched components are installed together. (3) Simpler ordering and shipping — one order, one delivery, matched tonnage and refrigerant. Bundled pricing is typically lower than buying components individually.

What's included when I buy a heat pump split system?

You get the outdoor heat pump, indoor air handler (complete with refrigerant coil and blower), and typically a factory heat kit (5 kW electric strip heat for backup). You do NOT get: the refrigerant lineset (sold separately, sized to your specific install), the thermostat (a heat-pump-compatible smart thermostat is ideal), ductwork, or electrical components.

How long does a heat pump system last?

Heat pump split systems typically last 12-15 years — slightly shorter than AC-only split systems because the outdoor unit runs year-round rather than seasonally. The air handler usually outlives the heat pump. Coastal installations tend to sit at the shorter end (salt air corrodes coil fins). Annual maintenance — coil cleaning, refrigerant charge check, filter changes — meaningfully extends life.

Does Ace Air Direct ship heat pump systems nationwide?

Yes. We ship complete heat pump systems to all 48 contiguous states from our warehouse in Ocala, FL. Complete systems ship free — both components together on one freight pallet. Most orders leave within 1-3 business days via freight carrier with tracking and a scheduled delivery appointment. Local pickup is available in Ocala for additional savings.